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Terms And Conditions

APPLE STORE AND PLAY STORE      DESCRIPTION 

XCREDIT is a simple, technologically deployed lending platform that provides micro loans for short- term duration to help meet and cover unexpected emergency expenses and urgent cash needs.


Nigeria

Loan Amounts: #1000 to #100000

APRs: 30% to 261%

Example fees: For a loan of #20,000, a flat fee of #3000. No originating fee, roll over charges


Repayment Terms for All Loans

Depending on the loan amount for which you are eligible, you have the option to choose repayment terms for up to 84 days. Every loan amount we offer has the option to repay in a minimum of 60 days. Choose the loan term that’s right for you within the app and on our online website.....



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